Prince George’s County Home Buyer Assistance Guide (2026): Up to $50,000 Available!

Starting July 1, 2026, eligible homebuyers in Prince George’s County may qualify for up to $50,000 in down payment and closing cost assistance through multiple county-sponsored programs.

If you’ve been waiting to buy a home because of upfront costs, this could be your moment. Below is a simple breakdown of the programs—and who may qualify.

Why This Matters (More Than Ever) 💰

Homeownership is one of the most effective ways to build wealth and long-term stability. With the right assistance, you can reduce the cash needed at closing and make homeownership feel much more realistic—especially when you’re building equity instead of paying rent.

Program #1: Pathway to Purchase Homebuyer Assistance Program ✅

Up to $50,000 in assistance

Highlights

• Down payment assistance ✅
• Closing cost assistance ✅
• 0% interest deferred loan ✅
• For eligible first-time homebuyers ✅
• Can be used to purchase anywhere in Prince George’s County ✅

Eligible property types

• New construction
• Resale homes
• Foreclosures
• Short sales

Program #2: Critical Workforce Housing Assistance Program 👩‍🏫🚒👮

Up to $50,000 OR up to 25% of the purchase price (whichever is less)

Designed for

• Teachers
• Police officers
• Firefighters
• Emergency medical personnel
• Healthcare professionals
• Other critical workforce employees

Benefits

• Zero-interest deferred loan
• Helps essential workers buy in the communities they support

Program #3: Homeownership Equity Program (HEP) 💡

Up to $30,000

Highlights

• Down payment assistance ✅
• Homeownership assistance ✅
• 0% interest deferred loan ✅
• Helps bridge affordability gaps ✅
• Supports long-term wealth building ✅

Special focus area

• Communities within the Capital Beltway (I-495)

Program #4: Housing Choice Voucher Homeownership Program 🏠 (Section 8)

Built for

Current Housing Choice Voucher (Section 8) participants

What it can help with

Families may be able to use their voucher toward homeownership instead of renting.

Typically required

• Must be an active voucher participant in good standing
• Generally must be a first-time homebuyer
• Must meet income requirements
• Must have a qualifying credit profile
• Must show stable employment history

Additional Help You May Be Eligible For ➕

Many buyers may qualify for support beyond county programs, including:

🏦 Maryland Mortgage Program (MMP)

Potential benefits may include:

• Additional down payment assistance
• Closing cost assistance
• Partner match programs
• Special programs for eligible borrowers

🎓 Homebuyer Education Programs

Many assistance pathways include education resources to support long-term success and financial stability.

Do You Qualify? (Quick Checklist) ✅

Eligibility may vary by program, but could include:

• Income limits
• First-time homebuyer status
• Employment requirements
• Property location requirements
• Homebuyer education course requirements
• Mortgage qualification guidelines

Want Help Finding the Right Program? 📲

If you’re ready to buy in Prince George’s County or the DMV area, I can help you navigate the process and determine which programs fit your situation.

I can help you:

• Identify available assistance programs
• Connect with approved lenders
• Review qualification requirements
• Develop a personalized homeownership plan
• Find homes that match your goals and budget
• Guide you from start to finish